TX Towing Company Officials Suspected of Insurance Fraud

Officials from a local San Antonio towing company have gotten in a lot of trouble recently. They were originally being looked into for violating state laws and overcharging drivers; but they’re now currently being investigated for insurance fraud.

According to court testimony, Bexar Towing rakes in about $200,000 a month, which was definitely enough to help them fight the city in court when police said they were overcharging consumers. And, according to WOAI News, Bexar was paying out $2,000 a week to each of the company’s four owners.

Police say that wasn’t enough for two of the owners, Joe Guerrero and Christopher Morales.

“The allegations against both of these individuals are insurance fraud,” said Adriana Biggs, who heads up the white collar crime division at the district attorney’s office.

In relation to the insurance fraud, Biggs says the cases against Guerrero and Morales involve bogus claims on two expensive, luxury cars.

“They were not owned by the person who made the insurance claim, so you have proceeds going to the wrong individual,” Biggs said.

Police reports say it worked like this: Last year Guerrero’s company towed a Mercedes, whose owner thought it was stolen. Two months after that, the car was involved in a crash. The driver ran off, but was later identified by a witness during a photo lineup as Bexar Towing part-owner Joe Guerrero.

Guerrero then stated that he couldn’t have been driving the Mercedes because it had been stolen from him. Guerrero then filed an insurance claim for the damage from the crash.

Biggs said, “There’s also tampering with a government record, which is the title which would prove ownership of the vehicle, so they’re interconnected cases.”

The other situation involved a BMW, which apparently had $34,500 in hail and water damage. The insurance company paid that bill, even though Guerrero was no longer the registered owner. He had sold the BMW to –surprise, surprise– his partner Christopher Morales.

When the insurance company went looking for the car, they were told it had been sold at one of the auctions conducted by Bexar Towing. According to the police report though, the insurance company later found the BMW in Morales’ driveway.

The company’s other owners are currently involved in a lawsuit with Guerrero and Morales for control of the company. The DA’s office says they’re looking at more insurance claims and could end up including more people in the investigation.