Two Indiana Men Caught in “Accident Reconstruction” Sham

After two Indiana men were involved in an auto accident last October, where one was apparently uninsured, police say the duo came up with the brilliant plan to get that insurance coverage that was lacking.  Clayton Rogers  reportedly took out a policy after the fact, and attempted to re-create the October crash with his pal Robert Embrey.  Now the two are facing felony charges after the police investigation into what Indiana State Police are calling a staged accident.

According to the News and Tribune, Rogers, 44, was arrested on May 31^st and charged with one count of conspiracy to commit insurance fraud and one count of insurance fraud, which are both class C felonies.

His alleged accomplice, Embrey, 35, of Fredericksburg, turned himself on the same day and is facing one count of conspiracy to commit insurance fraud. Both men are being held in the Washington County Jail.

The ISP note that the charges came from a tip that was reported to them by the National Insurance Crime Bureau. It was learned during the investigation that a car crash occurred between the two men back in early October of 2011.

At the time of the crash, Rogers allegedly did not have insurance or proper license plates on his vehicle, a Chevy Blazer. The two men allegedly agreed to not call the police and leave the scene in order for Rogers to have time to obtain insurance and proper license plates before the crash would be reported.

About one week after the crash, both men allegedly staged a car crash with the same vehicles at the same location and reported it to the Washington County Sheriff’s Department. When the Washington County Sheriff’s Department arrived to work the crash scene, both men reported it as just happening. An official crash report was taken with the false information.

The insurance company paid over $9,000 on the alleged staged crash.